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Southern Gateway CDP, VA

ZIP 22406 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22406

Median Home Value
$483,200
Median Rent
$1,616
Affordability Snapshot
$133,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,104/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22406 in Southern Gateway CDP, VA, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,104. That is roughly in line with the local median household income ($124,357). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.2%+20% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
16.3%+10% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
26.1%-47% vs US avg
x
Mortgage-Free
24.8%-35% vs US avg
x
$483,200
Home Value
$1,616
Rent
2003
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.5%
  • 1-unit attached9.0%
  • 2-9 units6.5%
  • 10+ units10.5%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$483,200
Median rent$1,616
Owner-occupied78.2%
Vacant5.5%
Price-to-income3.9x
Est. income to buy$133,000