US5.com
  1. Home
  2. States
  3. Virginia
  4. ZIP 22443
  5. Housing & Real Estate
Colonial Beach town, VA

ZIP 22443 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22443

Median Home Value
$243,200
Median Rent
$734
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,562/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22443 in Colonial Beach town, VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,562. That is about 17% above the local median household income ($57,366), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.1%+18% vs US avg
x
Vacancy Rate
23.5%+129% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$243,200
Home Value
$734
Rent
1985
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.7%
  • 1-unit attached3.3%
  • 2-9 units3.2%
  • 10+ units0.7%
  • Mobile home & other8.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$243,200
Median rent$734
Owner-occupied77.1%
Vacant23.5%
Price-to-income4.2x
Est. income to buy$67,000