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Tappahannock town, VA

ZIP 22560 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22560

Median Home Value
$247,100
Median Rent
$781
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,587/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22560 in Tappahannock town, VA, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,587. That is roughly in line with the local median household income ($65,357). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.0%-4% vs US avg
x
Vacancy Rate
20.4%+98% vs US avg
x
Broadband Access
71.9%-17% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
50.0%+31% vs US avg
x
$247,100
Home Value
$781
Rent
1983
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.3%
  • 1-unit attached3.6%
  • 2-9 units12.2%
  • 10+ units5.4%
  • Mobile home & other14.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$247,100
Median rent$781
Owner-occupied63.0%
Vacant20.4%
Price-to-income3.8x
Est. income to buy$68,000