ZIP Code 22709 — undefined, VA Demographics & Data

ZIP code 22709 covers VA in Madison County with a population of about 1,119.

At a glance, the area shows median age of 57.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-7; the CHARLOTTESVILLE media market.

VA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 22709 is about $117,708 — about 57% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 10.3%; 27.4% of adults with a bachelor’s degree or higher (about 6.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Public administration, and Healthcare; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $360,200 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.6% (about 28.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22709 in VA, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,314. That sits below the local median household income ($117,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for VA as Very Low (composite score 8.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (70.3) and wildfire (39.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for VA show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 63 for ZIP 22709 (VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.