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Midland CDP, VA

ZIP 22728 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22728

Median Home Value
$495,100
Median Rent
$773
Affordability Snapshot
$136,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,180/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

53.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22728 in Midland CDP, VA, a household would need roughly $136,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,180. That is about 27% above the local median household income ($107,354), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.9%+28% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
11.9%-19% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
6.6%-87% vs US avg
x
Mortgage-Free
32.4%-15% vs US avg
x
$495,100
Home Value
$773
Rent
1981
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.8%
  • 1-unit attached0.0%
  • 2-9 units3.8%
  • 10+ units2.3%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$495,100
Median rent$773
Owner-occupied83.9%
Vacant7.5%
Price-to-income4.6x
Est. income to buy$136,000