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ZIP 22803
Housing & Real Estate

ZIP 22803 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22803

Median Home Value

$220,400

Median Rent

$908

Affordability Snapshot

$61,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,416/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22803, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,416. That is roughly in line with the local median household income ($59,012). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

45.7%-30% vs US avg

Vacancy Rate

3.7%-64% vs US avg

Broadband Access

86.3%-1% vs US avg

4+ Bedrooms

6.7%-55% vs US avg

Built Pre-1939

3.4%-74% vs US avg

Built Post-2014

0.2%-97% vs US avg

Rent Burden >30%

14.6%-71% vs US avg

Mortgage-Free

13.1%-66% vs US avg

$220,400

Home Value

$908

Rent

1985

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached32.4%
1-unit attached31.7%
2-9 units22.6%
10+ units11.3%
Mobile home & other2.0%

ZIP 22803 — Housing & Real Estate

Housing & Real Estate in ZIP Code 22803

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