What to know about ZIP 22945
ZIP code 22945 covers ZIP 22945 with a population of about 6,427.
At a glance, the area shows median age of 51.6 versus a U.S. median of about 38.9.
It sits in the CHARLOTTESVILLE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 22945 covers ZIP 22945 with a population of about 6,427.
At a glance, the area shows median age of 51.6 versus a U.S. median of about 38.9.
It sits in the CHARLOTTESVILLE media market.
ZIP 22945 ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$183,186)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.
Median household income in ZIP 22945 is about $183,186 — about 144% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 6.1%; 81.9% of adults with a bachelor’s degree or higher (about 48.2 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 19.7% of workers reporting work-from-home (about 4.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $735,700 — about 111% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $874 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 89.4% (about 24.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 22945, a household would need roughly $203,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,726. That is roughly in line with the local median household income ($183,186). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.