ZIP Code 23005 — Ashland town, VA Demographics & Data

ZIP code 23005 covers Ashland, VA in Hanover County with a population of about 19,454.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area code 804; U.S. House district VA-1; the RICHMOND - PETERSBURG media market.

Ashland, VA sits in a university / college context (near randolph-macon college (0.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 23005 is about $90,049 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.7%; unemployment rate near 3.0%; 40.9% of adults with a bachelor’s degree or higher (about 7.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 16.2% of workers reporting work-from-home (about 1.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $376,400 — about 8% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,150 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 73.0% (about 7.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23005 in Ashland, VA, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,418. That is about 15% above the local median household income ($90,049), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ashland town, VA as Relatively Low (composite score 53.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (74.9) and flood (61.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ashland town, VA show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,098 for ZIP 23005 (Ashland town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.