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King William CDP, VA

ZIP 23086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23086

Median Home Value
$290,700
Median Rent
$862
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,867/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23086 in King William CDP, VA, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,867. That is roughly in line with the local median household income ($82,244). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.1%+36% vs US avg
x
Vacancy Rate
8.1%-21% vs US avg
x
Broadband Access
74.0%-15% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
7.7%-84% vs US avg
x
Mortgage-Free
27.4%-28% vs US avg
x
$290,700
Home Value
$862
Rent
2003
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.5%
  • 1-unit attached6.1%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$290,700
Median rent$862
Owner-occupied89.1%
Vacant8.1%
Price-to-income3.5x
Est. income to buy$80,000