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ZIP 23170
Housing & Real Estate

ZIP 23170 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23170

Median Home Value

$254,400

Median Rent

$1,315

Affordability Snapshot

$70,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,634/mo PITI).

22%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23170, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,634. That is roughly in line with the local median household income ($72,523). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

91.8%+40% vs US avg

Vacancy Rate

26.1%+154% vs US avg

Broadband Access

82.2%-6% vs US avg

4+ Bedrooms

1.9%-88% vs US avg

Built Pre-1939

0.0%

Built Post-2014

1.6%-76% vs US avg

Rent Burden >30%

12.5%-75% vs US avg

Mortgage-Free

29.9%-22% vs US avg

$254,400

Home Value

$1,315

Rent

1996

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached83.1%
1-unit attached2.5%
2-9 units0.0%
10+ units0.0%
Mobile home & other14.4%

ZIP 23170 — Housing & Real Estate

Housing & Real Estate in ZIP Code 23170

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