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ZIP 23187 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23187

Median Home Value
$256,600
Median Rent
$1,365
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,648/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23187, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,648. That is roughly in line with the local median household income ($61,816). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.3%-22% vs US avg
x
Vacancy Rate
5.2%-49% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
4.9%-29% vs US avg
x
Rent Burden >30%
39.3%-21% vs US avg
x
Mortgage-Free
42.4%+11% vs US avg
x
$256,600
Home Value
$1,365
Rent
1988
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.0%
  • 1-unit attached9.3%
  • 2-9 units27.3%
  • 10+ units23.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$256,600
Median rent$1,365
Owner-occupied51.3%
Vacant5.2%
Price-to-income4.2x
Est. income to buy$71,000