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Chesapeake city, VA

ZIP 23325 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23325

Median Home Value
$262,600
Median Rent
$1,206
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,687/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23325 in Chesapeake city, VA, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,687. That is roughly in line with the local median household income ($73,666). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.4%-6% vs US avg
x
Vacancy Rate
2.7%-73% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$262,600
Home Value
$1,206
Rent
1975
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.8%
  • 1-unit attached8.9%
  • 2-9 units21.4%
  • 10+ units7.5%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$262,600
Median rent$1,206
Owner-occupied61.4%
Vacant2.7%
Price-to-income3.6x
Est. income to buy$72,000