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ZIP 23327
Housing & Real Estate

ZIP 23327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23327

Median Home Value

$310,000

Median Rent

$1,346

Affordability Snapshot

$85,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,991/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23327, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,991. That is roughly in line with the local median household income ($93,993). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

69.8%+7% vs US avg

Vacancy Rate

4.5%-56% vs US avg

Broadband Access

95.1%+9% vs US avg

4+ Bedrooms

3.5%-77% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.5%-92% vs US avg

Rent Burden >30%

14.4%-71% vs US avg

Mortgage-Free

38.1%-0% vs US avg

$310,000

Home Value

$1,346

Rent

1992

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached49.8%
1-unit attached12.8%
2-9 units16.3%
10+ units14.1%
Mobile home & other6.9%

ZIP 23327 — Housing & Real Estate

Housing & Real Estate in ZIP Code 23327

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