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ZIP 23466
Housing & Real Estate

ZIP 23466 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23466

Median Home Value

$219,900

Median Rent

$1,403

Affordability Snapshot

$61,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,413/mo PITI).

27%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23466, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,413. That is roughly in line with the local median household income ($63,261). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

57.8%-12% vs US avg

Vacancy Rate

10.3%-0% vs US avg

Broadband Access

88.6%+2% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

1.1%-91% vs US avg

Built Post-2014

0.6%-92% vs US avg

Rent Burden >30%

40.0%-20% vs US avg

Mortgage-Free

55.6%+46% vs US avg

$219,900

Home Value

$1,403

Rent

1971

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached47.7%
1-unit attached11.2%
2-9 units8.5%
10+ units3.9%
Mobile home & other28.7%

ZIP 23466 — Housing & Real Estate

Housing & Real Estate in ZIP Code 23466

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