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Windsor town, VA

ZIP 23487 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23487

Median Home Value
$242,500
Median Rent
$682
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,558/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23487 in Windsor town, VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,558. That is roughly in line with the local median household income ($72,517). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
14.9%+45% vs US avg
x
Broadband Access
76.5%-12% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
3.5%-72% vs US avg
x
Built Post-2014
2.7%-60% vs US avg
x
Rent Burden >30%
6.0%-88% vs US avg
x
Mortgage-Free
54.4%+42% vs US avg
x
$242,500
Home Value
$682
Rent
1987
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.2%
  • 1-unit attached0.0%
  • 2-9 units1.8%
  • 10+ units0.5%
  • Mobile home & other26.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$242,500
Median rent$682
Owner-occupied80.8%
Vacant14.9%
Price-to-income3.3x
Est. income to buy$67,000