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, VA

ZIP 23692 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23692

Median Home Value
$404,500
Median Rent
$1,716
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,598/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23692 in VA, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,598. That is roughly in line with the local median household income ($106,668). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.7%+19% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
29.1%-24% vs US avg
x
$404,500
Home Value
$1,716
Rent
1985
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.5%
  • 1-unit attached14.5%
  • 2-9 units6.0%
  • 10+ units6.0%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$404,500
Median rent$1,716
Owner-occupied77.7%
Vacant3.5%
Price-to-income3.8x
Est. income to buy$111,000