ZIP Code 23845 — Ebony CDP, VA Demographics & Data

ZIP code 23845 covers Ebony, VA in Brunswick County with a population of about 236.

At a glance, the area shows median age of 66.1 versus a U.S. median of about 38.9.

It sits in telephone area code 434; U.S. House district VA-4; the RICHMOND - PETERSBURG media market.

Ebony, VA fits a retirement-oriented profile (high share of residents 65+ (54.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 23845 is about $137,841 — about 83% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.6%; unemployment rate near 0.0%; 54.8% of adults with a bachelor’s degree or higher (about 21.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Administrative support, and Manufacturing; a mean commute of about 57.0 minutes (U.S. average near 26.8).

Median home value is about $274,500 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.6% (about 22.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23845 in Ebony, VA, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,763. That sits below the local median household income ($137,841), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ebony CDP, VA as Very Low (composite score 28.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (79.9) and flood (28.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ebony CDP, VA show little to no average snow.

IRS migration statistics show a net inflow of about 13 for ZIP 23845 (Ebony CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.