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Pamplin City town, VA

ZIP 23958 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 23958

Median Home Value
$207,000
Median Rent
$699
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,330/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 23958 in Pamplin City town, VA, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,330. That is roughly in line with the local median household income ($50,550). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
19.7%+91% vs US avg
x
Broadband Access
68.0%-22% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
10.5%-79% vs US avg
x
Mortgage-Free
51.0%+34% vs US avg
x
$207,000
Home Value
$699
Rent
1983
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.9%
  • 1-unit attached0.0%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$207,000
Median rent$699
Owner-occupied79.6%
Vacant19.7%
Price-to-income4.1x
Est. income to buy$57,000