ZIP Code 24091 — Floyd town, VA Demographics & Data

ZIP code 24091 covers Floyd, VA in Floyd County with a population of about 7,307.

At a glance, the area shows median age of 51.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-9; the ROANOKE - LYNCHBURG media market.

Median household income in ZIP 24091 is about $60,147 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 2.1%; 26.4% of adults with a bachelor’s degree or higher (about 7.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 11.0% of workers reporting work-from-home (about 4.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $244,800 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $458 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 84.6% (about 19.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24091 in Floyd, VA, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,573. That is roughly in line with the local median household income ($60,147). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Floyd town, VA as Very Low (composite score 6.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (53.3) and wildfire (49.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Floyd town, VA show little to no average snow.

IRS migration statistics show a net inflow of about 412 for ZIP 24091 (Floyd town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.