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Chilhowie town, VA

ZIP 24319 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 24319

Median Home Value
$145,400
Median Rent
$513
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$934/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 24319 in Chilhowie town, VA, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $934. That sits below the local median household income ($49,140), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.2%+6% vs US avg
x
Vacancy Rate
11.4%+11% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
60.0%+57% vs US avg
x
$145,400
Home Value
$513
Rent
1979
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.1%
  • 1-unit attached0.5%
  • 2-9 units5.7%
  • 10+ units1.9%
  • Mobile home & other17.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,400
Median rent$513
Owner-occupied69.2%
Vacant11.4%
Price-to-income3.0x
Est. income to buy$40,000