ZIP Code 24836 — Gary city, WV Demographics & Data

ZIP code 24836 covers Gary, WV in McDowell County with a population of about 662.

At a glance, the area shows median age of 50.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the BLUEFIELD - BECKLEY - OAK HILL media market.

Median household income in ZIP 24836 is about $42,361 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.8%; unemployment rate near 5.5%; 0.8% of adults with a bachelor’s degree or higher (about 32.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Food services; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $58,900 — about 83% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.1% (about 23.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24836 in Gary, WV, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $378. That sits below the local median household income ($42,361), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gary city, WV as Relatively Low (composite score 76.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.7) and wildfire (69.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gary city, WV show little to no average snow.

IRS migration statistics show a net inflow of about 25 for ZIP 24836 (Gary city, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.