ZIP Code 25040 — Charlton Heights CDP, WV Demographics & Data

ZIP code 25040 covers Charlton Heights, WV in Fayette County with a population of about 583.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 304, 681; U.S. House district WV-1; the BLUEFIELD - BECKLEY - OAK HILL media market.

Median household income in ZIP 25040 is about $93,061 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.6%; unemployment rate near 16.1%; 31.6% of adults with a bachelor’s degree or higher (about 2.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Education, and Mining; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $98,200 — about 72% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 68.8% (about 3.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25040 in Charlton Heights, WV, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $631. That sits below the local median household income ($93,061), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Charlton Heights CDP, WV as Relatively Low (composite score 53.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (72.9) and wildfire (49.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Charlton Heights CDP, WV show little to no average snow and around 48.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 25040 (Charlton Heights CDP, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.