ZIP Code 25133 — Clay town, WV Demographics & Data

ZIP code 25133 covers Clay, WV in Clay County with a population of about 417.

At a glance, the area shows median age of 64.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CHARLESTON - HUNTINGTON media market.

Clay, WV fits a retirement-oriented profile (high share of residents 65+ (48.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 25133 is about $24,795 — about 67% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 8.4%; 21.8% of adults with a bachelor’s degree or higher (about 11.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Mining; a mean commute of about 142.0 minutes (U.S. average near 26.8).

Median home value is about $115,600 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $398 (about 66% below the U.S. median rent ($1,163)), and owner-occupancy near 68.5% (about 3.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25133 in Clay, WV, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $743. That is about 29% above the local median household income ($24,795), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clay town, WV as Very Low (composite score 22.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (53.5) and hurricane (28.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clay town, WV show little to no average snow and around 52.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 25133 (Clay town, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.