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St. Albans city, WV

ZIP 25177 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25177

Median Home Value
$129,100
Median Rent
$613
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$829/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25177 in St. Albans city, WV, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $829. That sits below the local median household income ($54,789), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.0%+9% vs US avg
x
Vacancy Rate
13.0%+27% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
11.6%-10% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
28.3%-43% vs US avg
x
Mortgage-Free
50.3%+32% vs US avg
x
$129,100
Home Value
$613
Rent
1964
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.5%
  • 1-unit attached2.0%
  • 2-9 units8.7%
  • 10+ units4.2%
  • Mobile home & other10.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$129,100
Median rent$613
Owner-occupied71.0%
Vacant13.0%
Price-to-income2.4x
Est. income to buy$36,000