ZIP Code 25287 — Hartford City town, WV Demographics & Data

ZIP code 25287 covers Hartford City, WV in Mason County with a population of about 1,104.

At a glance, the area shows median age of 41.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CHARLESTON - HUNTINGTON media market.

Median household income in ZIP 25287 is about $54,333 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.4%; unemployment rate near 0.0%; 9.2% of adults with a bachelor’s degree or higher (about 24.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Transportation; about 17.2% of workers reporting work-from-home (about 2.0 points above the U.S. share (15.2%)); a mean commute of about 173.0 minutes (U.S. average near 26.8).

Median home value is about $184,100 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 70.2% (about 4.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25287 in Hartford City, WV, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,183. That is roughly in line with the local median household income ($54,333). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hartford City town, WV as Relatively Low (composite score 57.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.3) and hurricane (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hartford City town, WV show little to no average snow and around 44.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 41 for ZIP 25287 (Hartford City town, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.