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Charleston city, WV

ZIP 25301 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25301

Median Home Value
$188,100
Median Rent
$387
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,208/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25301 in Charleston city, WV, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,208. That is about 147% above the local median household income ($21,063), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
18.1%-72% vs US avg
x
Vacancy Rate
14.9%+44% vs US avg
x
Broadband Access
76.1%-13% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
10.9%-78% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$188,100
Home Value
$387
Rent
1959
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached12.4%
  • 1-unit attached2.4%
  • 2-9 units21.8%
  • 10+ units62.3%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,100
Median rent$387
Owner-occupied18.1%
Vacant14.9%
Price-to-income8.9x
Est. income to buy$52,000