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ZIP 25362 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25362

Median Home Value
$88,700
Median Rent
$505
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$570/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25362, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $570. That sits below the local median household income ($30,022), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
34.5%-47% vs US avg
x
Vacancy Rate
29.0%+181% vs US avg
x
Broadband Access
79.7%-8% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
10.9%-14% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
34.4%-31% vs US avg
x
Mortgage-Free
58.1%+52% vs US avg
x
$88,700
Home Value
$505
Rent
1938
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.3%
  • 1-unit attached5.2%
  • 2-9 units40.3%
  • 10+ units5.9%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$88,700
Median rent$505
Owner-occupied34.5%
Vacant29.0%
Price-to-income3.0x
Est. income to buy$24,000