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ZIP 25364 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25364

Median Home Value
$240,100
Median Rent
$771
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,542/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25364, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,542. That sits below the local median household income ($91,207), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (31% built before 1939)

Owner Occupied
67.3%+3% vs US avg
x
Vacancy Rate
18.4%+79% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
31.2%+144% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
49.5%+30% vs US avg
x
$240,100
Home Value
$771
Rent
1950
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.2%
  • 1-unit attached1.0%
  • 2-9 units14.6%
  • 10+ units13.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,100
Median rent$771
Owner-occupied67.3%
Vacant18.4%
Price-to-income2.6x
Est. income to buy$66,000