US5.com
  1. Home
  2. States
  3. West Virginia
  4. ZIP 25514
  5. Housing & Real Estate
Fort Gay town, WV

ZIP 25514 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25514

Median Home Value
$55,500
Median Rent
$520
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$357/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25514 in Fort Gay town, WV, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $357. That sits below the local median household income ($53,179), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
22.6%+120% vs US avg
x
Broadband Access
79.6%-9% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
10.1%-80% vs US avg
x
Mortgage-Free
78.6%+106% vs US avg
x
$55,500
Home Value
$520
Rent
1988
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.7%
  • 1-unit attached0.0%
  • 2-9 units7.4%
  • 10+ units0.0%
  • Mobile home & other45.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$55,500
Median rent$520
Owner-occupied78.3%
Vacant22.6%
Price-to-income1.0x
Est. income to buy$15,000