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Coal City CDP, WV

ZIP 25921 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 25921

Median Home Value
$99,600
Median Rent
$457
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$640/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 25921 in Coal City CDP, WV, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $640. That sits below the local median household income ($34,184), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.9%-10% vs US avg
x
Vacancy Rate
22.7%+120% vs US avg
x
Broadband Access
59.4%-32% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
15.2%+18% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
61.7%+62% vs US avg
x
$99,600
Home Value
$457
Rent
1974
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.0%
  • 1-unit attached0.0%
  • 2-9 units7.4%
  • 10+ units1.8%
  • Mobile home & other10.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,600
Median rent$457
Owner-occupied58.9%
Vacant22.7%
Price-to-income2.9x
Est. income to buy$27,000