US5.com
  1. Home
  2. States
  3. West Virginia
  4. ZIP 26040
  5. Housing & Real Estate
McMechen city, WV

ZIP 26040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26040

Median Home Value
$88,000
Median Rent
$395
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$565/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26040 in McMechen city, WV, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $565. That sits below the local median household income ($43,235), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.0%-2% vs US avg
x
Vacancy Rate
21.4%+108% vs US avg
x
Broadband Access
83.6%-4% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
9.9%-22% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.2%-83% vs US avg
x
Mortgage-Free
49.8%+30% vs US avg
x
$88,000
Home Value
$395
Rent
1938
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.0%
  • 1-unit attached5.9%
  • 2-9 units14.1%
  • 10+ units2.4%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$88,000
Median rent$395
Owner-occupied64.0%
Vacant21.4%
Price-to-income2.0x
Est. income to buy$24,000