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ZIP 26103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26103

Median Home Value
$86,800
Median Rent
$534
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$558/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26103, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $558. That sits below the local median household income ($42,402), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.4%-15% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
78.7%-10% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
11.9%-7% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.2%-93% vs US avg
x
Mortgage-Free
56.7%+49% vs US avg
x
$86,800
Home Value
$534
Rent
1956
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.7%
  • 1-unit attached0.0%
  • 2-9 units33.3%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$86,800
Median rent$534
Owner-occupied55.4%
Vacant10.3%
Price-to-income2.0x
Est. income to buy$24,000