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Rock Cave CDP, WV

ZIP 26218 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26218

Median Home Value
$138,600
Median Rent
$715
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$890/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26218 in Rock Cave CDP, WV, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $890. That sits below the local median household income ($58,270), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.3%+31% vs US avg
x
Vacancy Rate
28.4%+175% vs US avg
x
Broadband Access
86.2%-1% vs US avg
x
4+ Bedrooms
11.0%-26% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
36.4%-27% vs US avg
x
Mortgage-Free
53.6%+40% vs US avg
x
$138,600
Home Value
$715
Rent
1989
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other32.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,600
Median rent$715
Owner-occupied85.3%
Vacant28.4%
Price-to-income2.4x
Est. income to buy$38,000