ZIP Code 26234 — Rock Cave CDP, WV Demographics & Data

ZIP code 26234 covers Rock Cave, WV in Upshur County with a population of about 1,053.

At a glance, the area shows median age of 53.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-2; the CLARKSBURG - WESTON media market.

Rock Cave, WV fits a retirement-oriented profile (high share of residents 65+ (35.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 26234 is about $49,886 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.0%; unemployment rate near 0.0%; 11.4% of adults with a bachelor’s degree or higher (about 22.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Retail trade, and Manufacturing; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $201,700 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.7% (about 32.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 26234 in Rock Cave, WV, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,296. That is roughly in line with the local median household income ($49,886). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rock Cave CDP, WV as Relatively Low (composite score 44.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (68.4) and hurricane (47.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rock Cave CDP, WV show little to no average snow and around 56.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 26234 (Rock Cave CDP, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.