ZIP Code 26438 — Spelter CDP, WV Demographics & Data

ZIP code 26438 covers Spelter, WV in Harrison County with a population of about 105.

At a glance, the area shows median age of 53.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-2; the CLARKSBURG - WESTON media market.

Spelter, WV fits a retirement-oriented profile (high share of residents 65+ (35.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Manufacturing; a mean commute of about 68.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 47.2% (about 18.2 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Spelter CDP, WV as Relatively Low (composite score 73.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.7) and hurricane (60.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Spelter CDP, WV show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 26438 (Spelter CDP, WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.