Median home value is about $181,800 — about 48% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $751 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 72.6% (about 7.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 26554 in Fairmont, WV, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,168. That sits below the local median household income ($69,271), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.