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Keyser city, WV

ZIP 26726 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 26726

Median Home Value
$168,400
Median Rent
$462
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,082/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 26726 in Keyser city, WV, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,082. That sits below the local median household income ($68,189), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
16.7%+62% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
3.5%-77% vs US avg
x
Built Pre-1939
3.5%-72% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
51.9%+36% vs US avg
x
$168,400
Home Value
$462
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached2.8%
  • 2-9 units14.7%
  • 10+ units3.0%
  • Mobile home & other9.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$168,400
Median rent$462
Owner-occupied73.2%
Vacant16.7%
Price-to-income2.5x
Est. income to buy$46,000