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Cooleemee town, NC

ZIP 27014 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27014

Median Home Value
$139,300
Median Rent
$658
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$895/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27014 in Cooleemee town, NC, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $895. That sits below the local median household income ($47,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.8%+10% vs US avg
x
Vacancy Rate
17.4%+69% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
9.8%-23% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
40.0%+5% vs US avg
x
$139,300
Home Value
$658
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,300
Median rent$658
Owner-occupied71.8%
Vacant17.4%
Price-to-income2.9x
Est. income to buy$38,000