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Stoneville town, NC

ZIP 27048 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27048

Median Home Value
$152,200
Median Rent
$578
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$978/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27048 in Stoneville town, NC, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $978. That sits below the local median household income ($59,324), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.5%+31% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
4.5%-91% vs US avg
x
Mortgage-Free
53.8%+41% vs US avg
x
$152,200
Home Value
$578
Rent
1980
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached0.3%
  • 2-9 units1.3%
  • 10+ units0.5%
  • Mobile home & other25.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,200
Median rent$578
Owner-occupied85.5%
Vacant7.1%
Price-to-income2.6x
Est. income to buy$42,000