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Winston-Salem city, NC

ZIP 27103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27103

Median Home Value
$220,600
Median Rent
$987
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,417/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27103 in Winston-Salem city, NC, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,417. That is roughly in line with the local median household income ($66,582). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.3%-17% vs US avg
x
Vacancy Rate
9.7%-6% vs US avg
x
Broadband Access
90.9%+5% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
6.8%-47% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
35.7%-7% vs US avg
x
$220,600
Home Value
$987
Rent
1979
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.2%
  • 1-unit attached9.0%
  • 2-9 units13.3%
  • 10+ units22.3%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,600
Median rent$987
Owner-occupied54.3%
Vacant9.7%
Price-to-income3.3x
Est. income to buy$61,000