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Winston-Salem city, NC

ZIP 27127 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27127

Median Home Value
$189,900
Median Rent
$841
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,220/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27127 in Winston-Salem city, NC, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,220. That sits below the local median household income ($63,822), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
90.7%+4% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
14.4%-71% vs US avg
x
Mortgage-Free
34.5%-10% vs US avg
x
$189,900
Home Value
$841
Rent
1992
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached7.7%
  • 2-9 units9.6%
  • 10+ units10.9%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$189,900
Median rent$841
Owner-occupied65.2%
Vacant9.1%
Price-to-income3.0x
Est. income to buy$52,000