ZIP Code 27305 — Milton town, NC Demographics & Data

ZIP code 27305 covers Milton, NC in Caswell County with a population of about 1,375.

At a glance, the area shows median age of 53.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 336, 743; U.S. House district NC-13; the GREENSBORO - H. POINT - W. SALEM media market.

Milton, NC fits a retirement-oriented profile (high share of residents 65+ (36.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 27305 is about $53,750 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 16.5%; 19.6% of adults with a bachelor’s degree or higher (about 14.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Construction; about 0.5% of workers reporting work-from-home (about 14.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $138,300 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27305 in Milton, NC, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $888. That sits below the local median household income ($53,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Milton town, NC as Very Low (composite score 22.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (73.6) and flood (37.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Milton town, NC show little to no average snow and around 43.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 57 for ZIP 27305 (Milton town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.