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Troy town, NC

ZIP 27371 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27371

Median Home Value
$157,300
Median Rent
$443
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,010/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27371 in Troy town, NC, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,010. That sits below the local median household income ($62,392), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.3%+7% vs US avg
x
Vacancy Rate
20.8%+102% vs US avg
x
Broadband Access
75.0%-14% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
6.2%-51% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
49.5%+30% vs US avg
x
$157,300
Home Value
$443
Rent
1977
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.6%
  • 1-unit attached0.2%
  • 2-9 units10.9%
  • 10+ units0.8%
  • Mobile home & other18.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,300
Median rent$443
Owner-occupied70.3%
Vacant20.8%
Price-to-income2.5x
Est. income to buy$43,000