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ZIP 27420 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27420

Median Home Value
$141,000
Median Rent
$614
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$906/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27420, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $906. That is about 59% above the local median household income ($24,596), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
23.3%-64% vs US avg
x
Vacancy Rate
20.3%+97% vs US avg
x
Broadband Access
77.3%-11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
18.5%+44% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
87.7%+130% vs US avg
x
$141,000
Home Value
$614
Rent
1961
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.9%
  • 1-unit attached5.9%
  • 2-9 units25.5%
  • 10+ units16.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,000
Median rent$614
Owner-occupied23.3%
Vacant20.3%
Price-to-income5.7x
Est. income to buy$39,000