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Stovall town, NC

ZIP 27582 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27582

Median Home Value
$156,300
Median Rent
$563
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,004/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27582 in Stovall town, NC, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,004. That sits below the local median household income ($48,958), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
14.8%+43% vs US avg
x
Broadband Access
70.9%-19% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$156,300
Home Value
$563
Rent
1969
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached0.0%
  • 2-9 units6.7%
  • 10+ units0.0%
  • Mobile home & other15.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,300
Median rent$563
Owner-occupied73.2%
Vacant14.8%
Price-to-income3.2x
Est. income to buy$43,000