ZIP Code 27701 — Durham city, NC Demographics & Data

ZIP code 27701 covers Durham, NC in Durham County with a population of about 24,881.

At a glance, the area shows median age of 34.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 919, 984; U.S. House district NC-4; the RALEIGH - DURHAM (FAYETVLLE) media market.

Durham, NC sits in a university / college context (near north carolina central university (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 27701 is about $66,852 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.0%; unemployment rate near 3.8%; 50.2% of adults with a bachelor’s degree or higher (about 16.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 21.0% of workers reporting work-from-home (about 5.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $457,600 — about 31% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,084 (about 7% below the U.S. median rent ($1,163)), and owner-occupancy near 29.3% (about 36.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27701 in Durham, NC, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,940. That is about 88% above the local median household income ($66,852), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Durham city, NC as Relatively Moderate (composite score 89.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (92.4) and hurricane (89.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Durham city, NC show little to no average snow and around 48.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,033 for ZIP 27701 (Durham city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.