ZIP Code 27804 — Rocky Mount city, NC Demographics & Data

ZIP code 27804 covers Rocky Mount, NC in Nash County with a population of about 29,992.

At a glance, the area shows median age of 42.3 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the RALEIGH - DURHAM (FAYETVLLE) media market.

Median household income in ZIP 27804 is about $58,837 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.9%; unemployment rate near 6.6%; 26.6% of adults with a bachelor’s degree or higher (about 7.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 6.6% of workers reporting work-from-home (about 8.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $177,600 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $746 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 53.9% (about 11.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27804 in Rocky Mount, NC, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,141. That sits below the local median household income ($58,837), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rocky Mount city, NC as Relatively Low (composite score 80.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (89.7) and flood (82.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rocky Mount city, NC show little to no average snow and around 44.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,245 for ZIP 27804 (Rocky Mount city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.