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Belhaven town, NC

ZIP 27810 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27810

Median Home Value
$187,500
Median Rent
$565
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,204/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27810 in Belhaven town, NC, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,204. That is roughly in line with the local median household income ($47,171). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
37.7%+266% vs US avg
x
Broadband Access
78.8%-9% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
67.8%+77% vs US avg
x
$187,500
Home Value
$565
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.6%
  • 1-unit attached0.2%
  • 2-9 units3.8%
  • 10+ units0.5%
  • Mobile home & other23.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$187,500
Median rent$565
Owner-occupied76.3%
Vacant37.7%
Price-to-income4.0x
Est. income to buy$52,000