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Bethel town, NC

ZIP 27812 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27812

Median Home Value
$118,700
Median Rent
$474
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$762/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27812 in Bethel town, NC, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $762. That sits below the local median household income ($51,265), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.4%+2% vs US avg
x
Vacancy Rate
18.6%+80% vs US avg
x
Broadband Access
71.1%-18% vs US avg
x
4+ Bedrooms
8.6%-42% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
30.7%-38% vs US avg
x
Mortgage-Free
52.6%+38% vs US avg
x
$118,700
Home Value
$474
Rent
1966
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached0.2%
  • 2-9 units3.1%
  • 10+ units2.7%
  • Mobile home & other13.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,700
Median rent$474
Owner-occupied66.4%
Vacant18.6%
Price-to-income2.3x
Est. income to buy$33,000