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Pikeville town, NC

ZIP 27863 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27863

Median Home Value
$177,600
Median Rent
$641
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,141/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27863 in Pikeville town, NC, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,141. That sits below the local median household income ($78,063), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
11.5%+12% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
3.8%-74% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
15.7%-68% vs US avg
x
Mortgage-Free
25.0%-35% vs US avg
x
$177,600
Home Value
$641
Rent
1996
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.3%
  • 1-unit attached0.4%
  • 2-9 units0.6%
  • 10+ units0.0%
  • Mobile home & other34.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,600
Median rent$641
Owner-occupied77.3%
Vacant11.5%
Price-to-income2.3x
Est. income to buy$49,000